Financial Literacy & Money Skills Program– High School Students
Practical Financial Education | Ages 13–17
This program introduces high school students to essential money skills that are rarely taught in school. The course focuses on building strong financial awareness, responsible spending habits, and basic understanding of saving, investing, and entrepreneurship.
Students will learn how money works in real life and develop practical habits that will help them make smarter financial decisions as they grow.
What You Will Learn:
- Money Fundamentals
- Understanding the purpose and history of money
- Needs vs wants
- Goods vs services
- Different sources of income
Budgeting & Smart Spending
- What is a budget and why it matters
- Tracking income and expenses
- Setting savings goals
- Understanding advertisements and discounts
Saving & Banking
- Why saving is important
- Types of bank accounts
- Interest (simple and compound)
- Introduction to digital payments (UPI, debit cards)
Investing Basics
- Why people invest
- Risk vs return
- Introduction to stocks, bonds, and mutual funds
- Basics of stock markets
Financial Responsibility
- Taxes and why governments collect them
- Insurance and risk management
- Avoiding financial scams
- Digital finance and cyber safety
Entrepreneurship & Careers
- Understanding business basics
- Profit and loss concepts
- Income vs passive income
- Career awareness in finance and business
Financial Planning
- Short-term, medium-term, and long-term goals
- Emergency funds
- Financial discipline
Mini Practical Projects
- Students will complete simple projects such as:
- Creating a personal monthly budget
- Running a small classroom “mini market” simulation
- Opening a mock savings account
- Financial discussion with parents
Participants Will Receive
- Course Completion Certificate
- Practical financial learning exercises
- Exposure to real-life financial concepts
Suitable For
- High school students (Grades 8–10)
- Teenagers who want to learn about money management
- Students interested in business, finance, or entrepreneurship
Course Format
- Mode: Live Online
- Interactive sessions with practical activities and discussions